Licensing & Disclosures

Business and licensing relationship

Allison Lending Team is Melanie Allison’s personal professional brand. It is not represented on this website as a separate mortgage lender or licensing entity.

Mortgage services are provided through Melanie’s affiliation with 21st Century Lending.

Melanie Allison — NMLS 267355 | California DRE 02068414
21st Century Lending — NMLS 241835

General mortgage information

Information provided on this website is for general educational purposes only. It is not a commitment to lend, an offer of a particular loan, a guarantee of loan approval or a guarantee of any particular result.

Mortgage programs, terms, availability and eligibility requirements may change and may vary based on the borrower, property, documentation and selected program. Final approval is subject to a completed application, supporting documentation, applicable program requirements and underwriting.

No rate, payment, loan amount, approval outcome or closing result is promised unless provided separately in appropriate loan documentation for a specific transaction.

Secure information

Do not send Social Security numbers, complete account numbers, tax returns, bank statements, identification documents or other sensitive financial information through the website’s general question form.

Use the secure application link or another secure method specifically provided by Melanie for sensitive documents and application information.

Professional limitations

Website information is not tax, legal, accounting or individualized financial advice. Visitors should consult an appropriately qualified professional regarding those matters.